El Divino Niño Jesus Group

Status: Paid Back

$4,425
Loan Request
Pre-Disbursed : Jun 10, 2009
Listed: Jun 21, 2009
Funded: Jun 22, 2009
$4,425
Paid Back
Ended: Oct 15, 2009

About the Country

Country:Mexico
Avg Annual Income:$11,249
Currency:Mexico Pesos (MXN)
Exchange Rate:13.5879 MXN = 1 USD


In this Group:
Antonia Matuz Gutierrez, Epifania López Martinez, Monica de Jesús Herminia, Margarita Marino López, Julio de la Cruz de Jesús, Maria Hilario Barragan, Victorina Garcia Flores, Silvia Flores Paulino, Silvia Martinez Mejia, Petrona Soledad Mejia Gutierrez, Erasmo Flores Leal, Maxima Heziquio Alvarez*, Maria de la Luz Espinoza Pérez*
* not pictured

About the Loan

Location: Ometepec, Mexico   Repayment Term: 5 months
(more info)
Activity: Poultry   Repayment Schedule: Monthly
Loan Use: She will buy materials to construct a small farm for raising chickens   Currency Exchange Loss: Covered
      Default Protection: Covered
Antonia Matuz Gutiérrez is from a small town called Ometepec, which is located in the state of Guerrero. She worked for several years as a domestic servant taking care of a little girl. Antonia also has two small children whom she doesn’t get to spend much time with since she has to make a minimum wage so she can help her husband with the family’s expenses. Out of necessity, three years ago she started working as a street vendor selling chicken that she bought and then sold. Now she intends to have her own business so that she can take care of her 2 children and give them a better future via education, so that they can contribute to society as good citizens who are useful and capable. This is why she has requested a loan for her big dream—her own small chicken farm. She will start it by buying chickens, feed, and feeders for the chicks.

For this reason, Antonia Matuz Gutierrez has created a group of 13 people, who decided to use the group name “El Divino Niño Jesús” (The Divine Baby Jesus), to request a group loan from Fundación Realidad A.C.

The other people in the group are the following:
Epifania López Martinez – Buying and selling of agricultural products
Monica de Jesus Herminia – Fish sales
Margarita Marino López – Embroidered blouse sales
Julio de la Cruz de Jesús – Buying and selling of corn
Maria Hilario Barragán – Grocery sales
Victorina Garcia Flores – Food sales in a home café
Silvia Flores Paulino – Clothing sales
Silvia Martinez Mejia – Bread production and sales
Petrona Soledad Mejia Gutierrez - Bread production and sales
Erasmo Flores Leal - Bread production and sales
Maxima Heziquio Alvarez – Embroidered blouse sales
Maria de la Luz Espinoza Pérez – Clothing sales

Translated from Spanish by Jennifer Day, Kiva Volunteer


La señora Antonia Matuz Gutiérrez es originaria de un pequeño poblado “Ometepec” ubicado en el Estado de Guerrero. Durante años se ha dedicado a trabajar como empleada domestica a cuidar a una pequeña niña. La señora Antonia también tiene 2 hijos pequeños los cuales ha descuidado por llevar un salario mínimo a su casa y así apoyar a su esposo en los gastos familiares. Debido a sus necesidades inició hace tres años y de forma ambulante la venta de pollo los cuales compraba y vendía, pero hoy pretende tener un negocio propio, en el cual no descuide a sus 2 hijos y podrá darles la mayor herencia: su educación, para que ellos puedan desempeñarse en la sociedad como personas de valores, útiles y capaces. Por eso solicitó un crédito para su gran sueño una granja propia, y eso lo hará con la compra de pollos, alimentos, comederos para la crianza.
Es por esta razón que la señora Antonia Matuz Gutierrez se ha unido con un grupo de 13 personas, al cual pusieron como nombre del grupo “El Divino Niño Jesús” para solicitar el crédito grupal a Fundación Realidad A.C.
Las otras personas del grupo son las siguientes:
Epifania López Martinez - Compra y venta de productos agrícolas
Monica de Jesus Herminia - Venta de pescado
Margarita Marino López - Venta de blusas artesanales
Julio de la Cruz de Jesús - Compra y venta de maíz
Maria Hilario Barragán - Venta de abarrotes
Victorina Garcia Flores - Venta de comida en cocina económica
Silvia Flores Paulino - Venta de ropa
Silvia Martinez Mejia - Elaboración y venta de pan
Petrona Soledad Mejia Gutierrez - Elaboración y venta de pan
Erasmo Flores Leal - Elaboración y venta de pan
Maxima Heziquio Alvarez – Venta de blusas artesanales
Maria de la Luz Espinoza Pérez - Venta de ropa



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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Journal entries for El Divino Niño Jesus Group


Loan has been disbursed
 
Entrepreneur: El Divino Niño Jesus Group
Location: Ometepec, Mexico

Thank you for your loan. It has been disbursed to El Divino Niño Jesus Group, consisting of Antonia Matuz Gutierrez, Epifania López Martinez, Monica de Jesús Herminia, Margarita Marino López, Julio de la Cruz de Jesús, Maria Hilario Barragan, Victorina Garcia Flores, Silvia Flores Paulino, Silvia Martinez Mejia, Petrona Soledad Mejia Gutierrez, Erasmo Flores Leal, Maxima Heziquio Alvarez, Maria de la Luz Espinoza Pérez by Fundacion Realidad in Mexico. We are excited to watch this business grow. Over the 3 months of this loan, Fundacion Realidad will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Ometepec, Mexico
Jun 23, 2009
Comments (1)

a small chicken farm
 
Entrepreneur: El Divino Niño Jesus Group
Location: Ometepec, Mexico

Mrs. Antonia Matus is a pasrtnership of a group in Fundación Relidad called “El divino niño Jesús”, this group it is in Ometepec, in Guerrero.

She needed a loan to start a small chicken farm. Now, Mrs. Antonia realized his dream with the loan, she undertakes her chicken farm, and all her partnership use her loan to theirs small business.

With the loan, Mrs. Antonia prepared her small farm in her house, buy chicken to raise, and in tow months she has been able to sell some chicken, with this, she take care her tow children.

She works everyday to grow her small farm, because her clients have increased, this is great. Now she and her partnership are very thanked for the loan.

La Sra. Antonia Matus Gutiérrez, ha podido realizar su sueño al poder emprender su granja de pollos con la ayuda del crédito que recibió, al igual que el resto de sus compañeros que invirtieron en sus actividades de panadería y abarrotes entre otras.

El crédito les ayudo bastante a sus compañeros de grupo, con el préstamo la Sra. Antonia acondiciono su granja y compro su primera remesa de pollos para criarlos y en el tiempo de 2 meses ha podido vender sus primeros pollos de su granja, con los buenos resultados que ha tenido ha mejorado la calidad de vida de sus hijos y sobre todo gracias a que su granja esta en su casa esto le permite dedicarle mas tiempo a sus 2 hijos.

La Sra. Antonia trabaja todos los días para ampliar su granja, pues sus clientes han incrementado, lo cual es muy bueno.

Ella y sus compañeros del grupo “El divino niño Jesús” están muy agradecidos por el préstamo.

Por estas razones la Sra. Antonia Matus se ha esforzado por seguir con su granja y por ampliarla aun más ya que cuenta con mucha de manda. Ella y sus compañeros están muy agradecidos con el prestamo.


Posted by Alejandro Hernandez Sanchez from Ometepec, Mexico
Sep 25, 2009
Comments (1)

Kiva Help Repayment Schedule for El Divino Niño Jesus Group

  Expected Repayments Actual Repayments Comments
August 2009 $553.13 $829.69 Repayment Received
September 2009 $1,382.81 $1,106.23 Repayment Received
October 2009 $1,106.25 $1,382.81 Repayment Received
November 2009 $1,382.81 $1,106.27 Repayment Received