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Sem S. is a 31-year-old married woman, a mother blessed with two children who are teenagers and in school. She owns a wheelbarrow which she uses to sell frying noodles door-to-door around the village. Her husband, Kom Sim, age 34, works selling clothes by mobile transportation. Because the business of selling clothing is a very profitable one for a whole family, Sem S. would like a loan of $1200 to order additional clothing for her husband to sell. This will provide them with income to attain a comfortable standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 248
    View loans »
    Cambodia Loans Fundraising
  • $38,056,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sem to order additional clothing for her husband to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2009
Jun 15, 2009
Currency Exchange Loss:
Apr 15, 2010