Sem S. is a 31-year-old married woman, a mother blessed with two children who are teenagers and in school. She owns a wheelbarrow which she uses to sell frying noodles door-to-door around the village. Her husband, Kom Sim, age 34, works selling clothes by mobile transportation. Because the business of selling clothing is a very profitable one for a whole family, Sem S. would like a loan of $1200 to order additional clothing for her husband to sell. This will provide them with income to attain a comfortable standard of living.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.