Anwar Muhammad Noor Group
Razia baji wants a loan to buy embroidery material (colored thread, clothes and beads) for her decorative-embroidery business.
Naseem baji wants a loan to buy a sewing machine for sewing clothes.
Nasreen baji wants a loan to buy a lathe.
Anwar baji belongs to a conservative family. Her society was against educating girls and her parents were forced to conform. She feels being deprived of knowledge a blessing but she decided that this shouldn’t happen to her children. She has two children: one son and one daughter. Her children are very happy with her. Anwar baji operates a business sewing clothes to pay her children’s school fees.
Anwar baji married M. N. who is a salesman and sells bakery items. She is applying for a loan to buy bakery items (biscuits & chips) wholesale so that her husband is able to sell them to the grocery shops and increase his profit.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid