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Chhit's Group
In this Group: Chhit, Teb, Uong, Tep
This small loan is for four borrowers who hope to use the loan for different purposes. Chhit S., 53, has been selected to be the leader by the other members. She is a widowed woman who has given birth to five children: three are single and the others are married and live independently. She stays at home to take care of her children and maintain a daily routine. The entire family’s daily expenses are covered by her four employed children: two daughters are garment workers, while her two sons work as blacksmiths in the village. Chhit S.’s children have been facing difficulty with transportation for a long time. They always hire taxis to get to work. To cut down on the cost of transportation, Chhit S. is applying for a loan to purchase a motor for her children to ride to work.

The other members who have joined this loan are:
Mr. C. is a staff member for a gasoline station, seeking a loan to buy a motor for driving to work.
Mrs. S., 48, sells some vegetables in the market. She is asking for a loan to buy more vegetables to sell.
Mr. P. is a community consultant adviser, requesting a loan to purchase grocery items for his wife to sell. He was not available for the photo so his wife is in the photo instead.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 255
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Chhit's Group's $1,200 loan helped a member to purchase a motor.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 25, 2009
Jun 14, 2009
Currency Exchange Loss:
Feb 15, 2010