Tatiana Sinuk’s Group
| $1,400 |
Loan Request
Pre-Disbursed
: Jun 2, 2009
Listed: Jun 14, 2009
Funded: Jun 15, 2009
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| $1,400 |
Paid Back
Ended: Jan 15, 2010
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About the Field Partner
| MCC Mol Bulak Finance LLC administers this loan. Learn more | |||||||
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| Field Partner: | MCC Mol Bulak Finance LLC | ||||||
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| Field Partner Risk Rating: | |||||||
| Fundraising Status: | Active | ||||||
| Time on Kiva: | 7 months | ||||||
| Kiva Entrepreneurs: | 642 | ||||||
| Total Loans: | $191,425 | ||||||
| Interest & Fees are Charged: | No (Learn more) | ||||||
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| Delinquency Rate: | 0.00% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| More on this field partner >> | |||||||
About the Country
| Country: | Kyrgyzstan |
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| Avg Annual Income: | $2,100 |
| Currency: | Kyrgyzstan Soms (KGS) |
| Exchange Rate: | 43.0997 KGS = 1 USD |
Lidiya Radchenko, Tatiana Sinuk, Galina Stepanova, Valentin Krasnyh
About the Loan
| Location: | Kemin, Kyrgyzstan | Repayment Term: | 8 months (more info) |
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| Activity: | Livestock | Repayment Schedule: | Monthly | |
| Loan Use: | To breed livestock, which will supply her retirement home with milk and meat | Currency Exchange Loss: | Covered | |
| Default Protection: | Covered |
Tatiana financed the retirement home entirely with her own money. The local government provided an old building (a former kindergarten) to use free of charge for fifteen years. Tatiana managed to make some small renovations in the building. She bought 20 beds (the total capacity is 60 people) and purchased equipment for the kitchen and dining room. Because “Sunshine” does not have enough cash assets, all of the workers work for free and hope to be paid a salary when better times come. Nowadays, the retirement home exists only with the aid of the retiree’s pensions.
Tatiana hopes to use loan money to purchase a cow and two sheep. Milk and meat from the livestock will be used for cooking. Also, some amount of milk and meat can be sold in the market. Additional food and all the necessary materials will be purchased. Also, Tatiana expects the older people to participate in the process of livestock breeding in order to fill their free time with an interesting hobby.
Tatiana Sinuk is married and has three sons. She and her husband operate the retirement home and their sons try to help whenever they have free time. Tatiana comments: “I love this house. I feel like someone is protecting it.”
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Tatiana Sinuk’s Group
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Loan has been disbursed
Location: Kemin, Kyrgyzstan
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Posted by
from Kemin, Kyrgyzstan
Jun 16, 2009 |
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Comments (1)
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Tatiana Sinuk's Video Update
Location: Kemin, Kyrgyzstan
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Posted by
Rob Packer, KF10 from Kemin, Kyrgyzstan
Nov 11, 2009 |
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Comments (1)
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Further update on Tatiana Sinuk's loan
Location: Kemin, Kyrgyzstan
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Posted by
Rob Packer, KF10 from Kemin, Kyrgyzstan
Dec 4, 2009 |
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Comments (3)
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Repayment Schedule for Tatiana Sinuk’s Group
Repayment Schedule for Tatiana Sinuk’s Group
| Expected Repayments | Actual Repayments | Comments | |||
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| August 2009 | $0.00 | $210.30 | |||
| September 2009 | $210.30 | $0.00 |  Repayment Received
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| October 2009 | $219.01 | $219.01 | Repayment Received
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| November 2009 | $228.08 | $228.08 | Repayment Received
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| December 2009 | $237.56 | $237.56 | Repayment Received
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| January 2010 | $247.40 | $247.40 | Repayment Received
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| February 2010 | $257.65 | $257.65 | Repayment Received
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