Check out other loans that are currently fundraising!
Eveling Violeta
Dona Eveling Violeta S., 50, operates a business selling cosmetics and renting rooms. She's been selling cosmetics for twelve years and renting rooms for four years and the business has provided her a means to support her five children, three now grown and two still in school. Sra. Eveling is 50 years old and lives in the Villa Reconciliacion neighborhood. Her husband is a construction foreman and he's working in Costa Rica. This is her fourth Afodenic loan. She will use the loan to purchase construction materials so that she can improve the rooms that she rents and, in turn, increase her prices and provide a better service to her customers. In the future, she hopes to be able to rent other room and generate more revenue. She's very grateful to the institution for helping her.
View original language description ↓
Doña Eveling Violeta Sánchez tiene la edad de 50 años, su negocio es la venta cosméticos y alquiler de cuarto, en sus ventas lleva doce años en el mercado, alquilando cuarto cuatro años el cual ha sido de muchos beneficios para apoyar a sus cinco hijos tres son mayores y dos están cursando sus estudios. La señora Eveling tiene la edad de 50 años, reside en el barrio Villa Reconciliación, su esposo es maestro de obra y esta laborando en el país de Costa Rica. Este es su cuarto crédito en Afodenic y lo invertirá en la compra de materiales de construcción para hacer mejoras a los cuartos que tiene alquilando así podrá tener mejor precio y mejor servicios a sus clientes. A futuro espera lograr hacer otros cuartos que le generen más ganancias. Da las gracias a la institución por el apoyo otorgado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Eveling Violeta buy construction materials for room-rental business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 9, 2009
Jun 12, 2009
Currency Exchange Loss:
Jan 15, 2010