Nadir T. is married and has three children. His family lives in the city of Agsu, where Nadir runs a small downtown grocery store. Nadir 's store is well-known in the neighborhood because he serves his customers well and works late hours, which is very convenient for those who work late and go shopping after they get off work. Nadir has been in business for eighteen years. Currently he is seeking a loan to purchase more inventory in order to increase the variety of goods he offers. Nadir had some struggles at first when his business was growing and becoming self-sustainable, but he handled all these challenges well and is looking toward the future with much enthusiasm and optimism.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.