Mrs. Son H., age thirty-nine, and her husband, Mr. Kheng Heng, age forty-two, were married in 1980 and have six children: three sons and three daughters. Two of tH. are married and live outside the family home. The family lives along national road number one about seventeen kilometers from Phnom Penh, the capital city of Cambodia.
Son has been growing lotus for ten years, and her husband has been a fisherman for the same length of time. He fishes from a lake near his house and sells the fish in the village. Son doesn’t have her own transportation. A lot of money flows out to pay for traveling costs, so she is applying for her first loan to purchase a motorbike for commuting.
MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.