Mrs. Naiheng S. (in the picture with her daughter) is fifty-five years old and married to Mr. Sokha Preab, who is fifty-four years old. They were married in 1979 and have seven children: three sons, all of whom are in school, and four daughters. One of her daughters is married and lives outside the family home, one daughter is a garment factory worker, and the other one is a tailor. The family lives in a small village across the Mekong River about 15 kilometers from Phnom Penh, the capital city of Cambodia.
Naiheng began selling groceries at the beginning of 2009. She buys grocery items at the market in Phnom Penh for resale from her house. Her husband has worked for the water supply authority in Phnom Penh since 1980. Naiheng is applying for a loan to purchase a sewing machine and build a shop for her daughter who is a tailor.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.