Nguyễn Thị N. is a 25 year old female living in the town of Nghi Lộc. She is married and has 1 infant-aged child. To make a living, N. owns & operates a business venture in the agriculture sector raising livestock. While not the only means for generating revenue, the main source of income for the business comes primarily from raising chickens for sale. N. has been engaged in this business for over 3 years and earns approximately 2500000 VND a month from these activities.
In 2004, N. joined TYM Fund to gain access to financial services to help improve her living situation and ability to engage in business activities. N. has successfully repaid a previous loan of 8000000 VND from TYM Fund. This previous loan was used to purchase breeding livestock. N. is now requesting a new loan of 16000000 VND which will be used to purchase baby livestock to raise & sell in future. The loan will be the 5th loan taken out by the borrower from TYM Fund. N. plans to use the additional revenue generated from the business to improve/expand her business.