Faamati is a forty year old mother of four children. She runs a stall at the local flea market where she sells the produce from her small farm. Faamati admits that it is difficult to raise children on your own as well as running a business at the same time, because that determines whether your family eats or not. Faamati is concerned because she knows that not all of her crops are growing to their full potential and are being over-run by local insects. In order to ensure that she is able to provide the basic necessities for her children, Faamati is searching for a way to improve her crop yield, and thus has applied for a small loan to buy some fertilizers and pest control agents for furher development of her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.