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Réhoboth Plus Group
In this Group: Chantal, Anna, Jeanpy, Gaby, Bertile, Robert, Owanga, Anade, Mamie, Mambi, Mado, Buese, Emilie, Germaine, Astride, Nzumba, Marie, Mimi, Pauline, Colette, Blandine, Jacques, Pitchou, Christine, Marie, Monique, Germaine, Bibiane, Sabine, Séraphine
Chantal has spent a good deal of her life working in micro-business. She has put body and soul into her business's prosperity despite difficult periods. She began a business in 1984 with an initial capital of US$ 50. Between 1984 and 1990, the sale of fresh foodstuffs brought her up to a capital of US$ 100, which allowed her to diversify her business by adding on a general store. This also prospered from 1994 to 2000, at which point Chantal was in a traffic accident as she was out buying goods for her store. Her hospitalization of 4 months caused a noticeable diminishing of her business.



After her convalescence, in 2000, she decided to undertake a different type of business, selling beauty products for women. Since she had acquired so much experience in business management over the years, Chantal was able to accumulate a personal capital of US$ 500 by 2006, which allowed her to open a little factory for pure drinking water that she maintains up to today.



In view of her dream of one day opening a big factory making drinking water so as to serve the population of her neighborhood, which has great need of this product, she decided in December of 2007 to join one of the groups of Hope RDC called « Réhoboth Plus » with the goal of increasing her business's financial base. Chantal is a faithful client of Hope and has received several loans, reimbursing them completely and in a timely manner.



The loan she has received in this month of June allowed her to buy 1000 packages of bags of pure water so as to satisfy the needs of her customers and thus increase her profit. Presently, her personal capital is more than US$ 500. Her business generates $40 in profit per week. Chantal is a 41-year-old woman, married and the mother of 12 children from 4 to 24 years of age. Eleven of them are enrolled in school.

View original language description ↓
Chantal a passé une bonne partie de sa vie dans la micro-entreprise. Elle s’est donnée corps et âme pour faire prospérer son activité malgré quelques étapes difficiles traversées. Elle a commencé le commerce en 1984 avec un capital initial de $50. De 1984 – 1990, la vente des vivres frais lui a procuré un capital de plus de $100 qui lui ont permis de diversifier l’affaire en y ajoutant une boutique générale. Celle-ci a prospéré de 1994 en 2000 lorsque Chantal connut un accident en route pour les achats de la marchandise pour sa boutique. Son hospitalisation pendant 4 mois causa une baisse sensible de son affaire. Après la convalescence en 2000, elle décida de lancer un autre type d’activité, la vente des produits de beauté pour dames. Suite à l’expérience de la bonne gestion acquise depuis des années, Chantal parvint à réaliser en 2006, un capital propre de $500 qui lui ouvrit la porte à une petite usine de fabrication d’eau pure qu’elle monta jusqu’à ce jour. Compte tenu de son rêve d’ouvrir un jour une grande usine de fabrication d’eau pure afin de servir la population de son quartier qui en a grandement besoin, elle décida en décembre 2007 d’intégrer un des groupes de Hope RDC dénommé « Réhoboth Plus » dans le but de renforcer financièrement son affaire. Chantal est une cliente fidèle de Hope qui a reçu plusieurs fois les crédits et les a remboursés totalement et à temps. Le crédit obtenu le mois de juin courant lui a servi à acheter 1000 paquets des sachets d’eau pure en vue de satisfaire le besoin de ses clients et ainsi accroitre le bénéfice. Actuellement, son capital propre est de plus de $500. Son activité génère $40 de bénéfice par semaine. Chantal est une dame âgée de 41 ans, mariée et mère de 12 enfants âgés de 4 à 24. Onze d’entre eux étudient.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Réhoboth Plus Group's $3,900 loan helped a member purchase of 1000 packages of bags of water for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 2, 2009
Listed
Jun 9, 2009
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2009