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Mrs. Seiha M. is a 49 year old widow with two sons and two daughters. Her two sons have had full-time employment as drivers in a company in Phnom Penh, the capital city of Cambodia, for two years. Her daughters attend school. The family lives in a small village in a suburb of Phnom Penh.

Seiha has been selling food in her village for five years. She is able to earn a gross daily profit of about $2.50. Her old house is broken in some parts and it’s difficult for family members to stay. She is applying for her first loan of $1,000 to build a new house.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Seiha to build a new house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jun 5, 2009
Jun 9, 2009
Currency Exchange Loss:
May 17, 2010