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10-Đông Sơn Group
In this Group: Hà, Ý, Thương, Hương, Chinh, Anh
Hà B. Thị (247) is a 37-year-old woman who lives in the town of ThA. Hoá. Hà is the leader of a 6-member group loan offered by the ThA. Hoa Fund for Poor Women. Although each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is 10-Đông Sơn (10-13-010).

Hà is married and has 2 school-aged children. To making a living, Hà sells snacks and other delicacies in the local community. Hà has been engaged in this business for over 3 years and earns approximately 1.200.000 VND a month from these activities.



In 2008, Hà joined the ThA. Hoa Fund for Poor Women to gain access to financial services to help improve her living situation and ability to engage in business activities. Hà is requesting a second loan from the ThA. Hoa Fund for Poor Women of 1.626.900 VND that she will use to expand her business. Hà plans to use the additional revenue generated from the business to supplement her family's income.



About the other borrowers in the group:




  • T. Thị Ý (5) is a 51-year-old woman who is requesting a 1.626.900 VND loan to support her business making and selling food.

  • N. Thị Thương (246) is a 27-year-old woman who is requesting a 1.626.900 VND loan to support her service-based business.

  • T. Thị Hương (248) is a 31-year-old woman who is requesting a 1.626.900 VND loan to support her business making and selling food.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 17,795.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 10-Đông Sơn Group's $550 loan helped a member to expanding her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2009
Listed
Jun 8, 2009
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2009