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Enier Oniel
Enier Oniel is married, 24 years old, and works as a salesman for the store El Verdugo. He does not have set hours and works throughout the region of San Carlos, Rio San Juan. His wife, Hellen Hernandez, is 23 years old and works in the Human Rights Attorney's Office and helps with the household expenses. She works Monday to Friday from 8 to 5 in the afternoon. They do not have children and take care of an aunt in their house. They would like to use the loan to purchase construction materials to build a wall and purchase protective covers for their windows and doors to provide extra security for their dwelling. They are a dedicated young couple who would like to have a safe dwelling to raise children in the future.
View original language description ↓
Enier Oniel es casado, de 24 años de edad, agente vendedor de Tienda El Verdugo, trabaja sin horario, pues tiene que visitar toda la region incluyendo San Carlos, Rio San Juan. Su esposa Hellen Hernandez de 23 años trabaja en la Procuraduria de Derechos Humanos y lo apoya con los gastos del hogar, tiene un horario de Lunes a Viernes de 8 a 5 de la tarde, no tienen hijos, en su casa les apoya una tia. Desea utilizar el credito para comprar materiales de construccion para una tapia y compra de protectores de puertas y ventanas para de esta manera dar un poco de seguridad a la vivienda y a la familia. Ellos son una pareja de jovenes esforzados, pues quieren tener condiciones en el hogar para luego traer a los hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Enier Oniel to purchase materials to build a wall.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jun 8, 2009
Jun 9, 2009
Currency Exchange Loss:
Apr 15, 2011