Rose A. is thirty years old. She is married with one child who is currently in school. She owns and operates a beauty salon in her neighborhood in Suhum in the eastern region of Ghana, where she lives with her family. Rose is a skillful and talented hair dresser. She believes in efficiency and effectiveness of service. She wants to use the loan to buy larger quantities of hair products like weavons, pomade, shampoo, activators etc. to serve her customers. She has won many customers in the community who come to her salon to get their hair done. She is busiest on the weekends, since her customers are preparing for the week's work. She will be grateful for your assistance and belongs to the village bank called ‘Yesu Dea’ which means Belong to God.