Check out some available loans that are similar to this one!
Prodige Plus Group
In this Group: Isabelle, Jeanine, Kete, Hélène, Gérard , Vickie, Emilie, Mado, Joséphine, Mesa, Damien, Pierre, Hélène, Nana, Jacqueline, Angel, Mado, Antoine, Claudine, Henriette, Pierre, Christine, Fifi, Blandine, Mafangi, Mayala, Marie, Thérèse, Carine, Christine, Lukadi, Martine
Isabelle is a lady who is best known, in her neighborhood situated in the east of Kinshasa, for her love of work and for the good quality of the salted fish and flip-flops she sells. She is also characterized by particular courage and determination. She is always ready to serve her customers. When she gets a new shipment in, she goes around the neighborhood to let folks know.



Isabelle began this business in 1990, selling smoked fish, with an initial capital of US$ 75. After having acquired a solid experience, she worked hard and managed her business well, and the profit she put aside amounted to a capital of more than US$ 400 in 2004.



From 2004-2007 the currency depreciation and price hikes perturbed her business and caused it to decrease. In August 2008, Isabelle decided to join one of the groups of Hope RDC called "Prodigy", intending to increase her capital and find permanent financial support. She is a faithful client who has received several loans from Hope RDC and has reimbursed them on time. The loan she has received this month of June allowed her to buy salted fish and flip-flops to resell so as to increase her revenue. Presently, her personal capital stands at US$ 150. Her dream is to open a general store.



Isabelle is married and the mother of 7 children, whose ages vary between 2 and 20. Five of them are enrolled in school. Isabelle is proud to be a micro-entrepreneur.

View original language description ↓
Isabelle est une dame qui est mieux connue dans son quartier situé à l’est de Kinshasa par son amour du travail, la bonne qualité des poissons salés ainsi que des babouches qu’elle vend. Elle est aussi caractérisée par un courage et détermination particuliers. Elle est toujours prête à servir ses clients. Quand il y a un nouvel arrivage de ses marchandises, elle fait un tour dans le quartier pour les informer de l'arrivage. Elle a commencé le commerce en 1990 en vendant des poissons fumés avec un capital initial de $75. Après avoir acquit une solide expérience, elle a durement travaillé avec une bonne gestion, les bénéfices accumulés lui ont procuré en 2004, un capital de plus de $400. De 2004 à 2007, la dépréciation monétaire ainsi que la hausse des prix ont perturbé l’évolution de son activité et lui ont causé une baisse. En aout 2008, Isabelle décide de rejoindre un des groupes de Hope RDC dénommé « Prodige » dans le but de renforcer son capital et d’avoir un appui financier permanent. Elle est une cliente fidèle qui a reçu des crédits chez Hope RDC et les a totalement remboursés à temps. Le crédit qu’elle a obtenu ce mois de juin lui a servi d’acheter des poissons salés ainsi que des babouches à revendre en vue d’accroitre son revenu. Actuellement, son capital propre est de $150. Son rêve est d’ouvrir un jour une boutique générale. Isabelle est mariée et mère de 7 enfants dont leurs âges varient entre 2 et 20 ans. Cinq d’entre eux étudient. Elle est fière d’être micro-entrepreneur


Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,517,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Prodige Plus Group's $4,025 loan helped a member purchasing flip-flops and salted fish to resell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 2, 2009
Listed
Jun 8, 2009
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2009