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Zarina O. is 41 years old. She is married with three children. Zarina is a devoted mother who struggles day after day to provide the best for her family. Fifteen years ago, she got the idea to start raising cattle to contribute to the family finances, taking advantage of the space she had available in her house for this business. Her son and husband help her with the business. With an endless list of requests, she has finally decided to increase the number of animals she keeps and for this reason, she is requesting a loan of 1200USD.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 84
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zarina to purchase two calves and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 20, 2009
Jun 8, 2009
Currency Exchange Loss:
Oct 15, 2010