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Doung S., 47, is a widower and the father of three children. All three of them are still teenagers and attend school.

He has a job as a local barber and rents a small workshop, located in the market, to provide his service. Most of his clients are men who come to buy merchandise in the market. He normally generates an average of $5 profit a day and uses his income to meet all his children’s needs.

Doung S. has been renting the shop at an expensive rent for years. Right now, he wants to own a shop in the market but he hasn’t enough money to do so. Therefore, he has decided to look for a loan from Kiva to add to his savings in order to purchase a shop and some barbering tools.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Doung to purchase a shop and some barbering tools.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 5, 2009
Jun 8, 2009
Currency Exchange Loss:
Feb 15, 2010