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Parveen Younas Masih Group
In this Group: Parveen , Bushran , Naziran , Ramzana , Rubina , Razia , Jamila
Bushran baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle).

Naziran baji wants a loan to buy wood to sell.

Ramzana baji and Rubina baji each want a loan to buy groceries for their grocery shops.

Razia baji wants a loan to buy a donkey cart to transport loads.

Jamila baji wants a loan to buy cosmetics to sell.

Parveen baji is the wife of Y. M. and they have been living in a city named Borewala, Pakistan for the past 10 years. Her husband runs a timber-selling business. He has 4 years of experience in this business. Parveen baji operates an embroidery business. She prepares embroidered dresses for her neighbors and relatives and earns income. She does this work to share the financial burden of her husband. She is applying for a loan to expand her husband’s timber-selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen Younas Masih Group's $1,075 loan helped a member to buy timber to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2009
Jun 8, 2009
Currency Exchange Loss:
Jun 16, 2010