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Razia Yaqoob Masih Group
In this Group: Razia , Sakina , Sharifan , Hamidan , Suraiya
My name is Razia and I have been a citizen of the city of Borewala, Pakistan for the last 15 years. Borewala city is famous for its shrines. I have involved myself in the clothes embroidering business. I learnt this art from my mother and now this art is rewarding me with income. I save my money for rainy days. My husband, Y. M., drives a tractor to deliver crops from one place to another. I’m applying for a loan to pay off the remaining installments on my husband’s tractor so that he gets the whole income without paying the installments.

I’m the group leader of four other women from my locality. Sakina baji wants a loan to buy seasonal fruits and vegetables to sell. Sharifan baji wants a loan to buy leather to sell. Hamidan and Suraiya baji each want a loan to buy a donkey cart.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Yaqoob Masih Group's $875 loan helped a member to complete payments on a tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 30, 2009
Jun 8, 2009
Currency Exchange Loss:
Jun 15, 2010