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Shamim Muhammad Arif Group
In this Group: Shamim, Naseem , Khursheed , Naseem , Safia , Guddu , Razia , Nazia
My name is Shamim and I have been a citizen of a mid-sized city named Raiwind, Pakistan, for the past ten years. I run an animal-raising business. I have two goats and one buffalo at my home and I take care of them. To earn income, I’ll sell the goats to the animal market when they become older. I also get milk from the buffalo and sell it to the milk shop.

My husband’s name is M. A. and he drives a donkey cart. He uses this cart to deliver different items (e.g. fruits and vegetables and construction supplies) from one place to another. I’m applying for a loan to buy a new donkey cart because the old cart has become rough and rotted in several areas.

I’m the group leader of seven other women from my locality:

Naseem baji wants a loan to buy material (colored thread, beads and clothes) for her decorative embroidery business.

Khursheed baji and Naseem baji each want a loan to buy groceries for their grocery shops.

Safia baji and Guddu baji each want a loan to buy seasonal vegetables to sell.

Razia baji and Nazia baji each want a loan to buy a donkey cart for loading.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 198
    View loans »
    Pakistan Loans Fundraising
  • $13,654,625
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim Muhammad Arif Group's $1,075 loan helped a member to buy a new donkey cart for her husband's business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 27, 2009
Listed
Jun 8, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 18, 2010