Obdulia helped support her family with an office job in electronics while her husband worked as a car mechanic. When Obdulia was laid off, she saw an opportunity to combine her office experience with her husband’s automotive skills. Using their savings, they opened Family Auto Repair together in 2007. But their savings were not enough to cover essential tools and advertising, and Obdulia’s application for a bank line of credit was denied, leaving them unable to make key investments in their business.
A $10,000 loan enables Obdulia to build her business because she will be able to pay for the tools they need and advertise Family Auto Repair’s services to the community.
Kiva realizes that access to credit is a challenge for entrepreneurs everywhere. Kiva started out as a website focused on developing-world entrepreneurs. In June 2009, Kiva began experimenting with allowing entrepreneurs in the United States to raise money on its website. If this is something you support, please feel free to fund this loan. If you have questions, including how an entrepreneur in your neighborhood might get a loan, please visit our Help Center and click on "Loans in the United States."