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Mrs. Anelyn S. M., 31 years old, is a resident of Labo, Ozamiz City. She is married and blessed with two children, both of whom are still minor dependents. Her husband is a heavy equipment operator and a cocoland laborer (harvester). Because of the economic crisis they have encountered, she decided to engage in business herself. She registered herself as a dealer of JTY Products, a direct selling company with main products of ready-to-wear clothes, home decor items, and home accessories. She has skills for this kind of business because she has had experience in direct selling since the age of 16. Her business is stable.

As a new member of PAGLAUM MPC, she is applying to us for a loan in the amount of P20,000.00 under the regular loan program to add to her capital from her direct selling business, and the remaining amount will be used for full payment of a lot they acquired.

Her future plan is to provide a better future for her family through her continuing support. She believes that this dream in life will have fulfillment someday through the help of PMPC and Kiva.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1443
    View loans »
    Philippines Loans Fundraising
  • $59,280,625
    Funds lent in using Kiva
  • 47.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Anelyn additional capital for her direct selling business as well as for full payment of a newly acquired lot.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 26, 2009
Jun 5, 2009
Currency Exchange Loss:
Nov 15, 2009