Sabiduria Ii Group
The members are involved in various businesses such as selling groceries, clothing, handicrafts, vegetables, grains, meat, food, cosmetics, spare parts, cheese, etc.
As an example there is Basilia, who is married, 35 years old with 3 children. She has a stO. in her house where sells groceries, vegetables, and meat, which she does with the help of her daughter. In addition, on Saturdays and Sundays she travels to various markets where she buys cheese and young animals.
Another example is Teofila, who is married, 36 years old and has 2 children. Teofila, along with her husband, make beautiful woven products such as ponchos, which they sell in the city market. In addition, Teofila sells alfalfa in the Carmen Alto market.
Finally, there's Aydee, who is single, 31 years old with 2 children. Aydee works selling and buying cheese. Her sales are to workers and on credit. In addition, Aydee sells grains in the city of Chincha.
The members need differing loan amounts such as 300 Soles, 600 Soles, 900 Soles, etc. with a total of 11,950 Soles for the entire communal bank.
The loans will be invested in the purchase of drinks, rice, sugar, alfalfa, wheat, barley, corn, cheese and young animals.
The member's dreams are to improve their businesses, get ahead, save and that their children become profressionals.
Las socias realizan diferentes negocios como la venta de abarrotes en general, prendas de vestir, artesanía, verduras, cereales, carne, comida, cosméticos, repuestos, quesos.
Como es el caso de Basilia que es casada, tiene 35 años y 3 hijos, Basilia tiene una tienda en su casa en donde vende abarrotes, verduras, carnes, actividad que realiza con la ayuda de su hija, además los días sábados y domingos viaja a las ferias en donde compra queso y animales menores.
Por otro lado Teofila es casada, tiene 36 años y 2 hijos, Teofila junto a su esposo realizan bellos trabajos en telar como pasadizos, productos que vende en el mercado de la ciudad, además Teofila vende alfalfa en el mercado de Carmen Alto.
Mientras que Aydee es soltera, tiene 31 años y 2 hijos, Aydee se dedica a la compra y venta de quesos, sus ventas son a trabajadores de instituciones y al crédito. Además Aydee vende cereales en la ciudad de Chincha.
Las socias necesitan diferentes montos de prestamos como 300 soles, 600 soles, 900 soles haciendo un total de 11,950 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de bebidas, arroz, azúcar, alfalfa, trigo, cebada, maíz, quesos, animales menores.
Los sueños de las socias son mejorar sus negocios, salir adelante, ahorrar y que sus hijos sean profesionales.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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