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Baleria
Baleria is 37 years old and lives with her husband and two children, who she greatly adores and for whom she sacrifices on a daily basis. She has worked for four years selling cosmetics, a job that she does with much joy, as she has the chance to make a good income. In order to increase her sales, she has to go out and visit her friends and relatives, who are her regular clients. She does this work from 9am until 6pm, and she becomes very tired from the long distances that she must travel, trying to make the trips quickly so she can arrive home with time to support her children’s educational activities. For this reason she has decided to use her savings of many years to buy a moto-car which she will use for public transport. She will administer the earnings from her home, and in this way will have extra income, which will make up for the additional time that she will dedicate to her family without having to leave to sell her cosmetics. This is her first individual loan, but she continues working happily with the communal bank, Kiva partner Microfinanzas Prisma, to which she has belonged for many years and where she is very committed to the growth of the group. With the 3,000 soles that she is requesting she will buy a moto-car that she needs to move ahead with her projects.
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Baleria tiene 37 años, vive junto a su esposo y sus dos hijos, quienes son su mayor adoración y por quienes se sacrifica diariamente. Viene trabajando desde hace 4 años en la venta de cosméticos, actividad que realiza con mucha alegría, ya que tiene la posibilidad de obtener buenas ganancias, pero para incrementar sus ventas tiene que salir a visitar a sus amistades y parientes quienes son sus clientes regulares. Esta labor la realiza desde las nueve de la mañana hasta las seis de la tarde, siendo muy cansado debido las distancias que tiene que recorrer, tratando de realizarlas rápidamente para llegar a tiempo de apoyar a sus hijos en las actividades educativas. Es por ello, que ha decidido utilizar los ahorros de muchos años para adquirir un motocarro, el cual alquilará para transporte público, y administrará las ganancias desde su hogar, y así tener un ingreso extra, que compense las horas que dedicará más tiempo a su familia sin salir a vender sus cosméticos. Este es su primer crédito individual, pero sigue trabajando muy gustosa en el banco comunal al que pertenece desde hace muchos años en MFP, donde está muy comprometida por el crecimiento de su grupo. Con los 3000 soles que solicita adquirirá el motocarro que requiere para realizar sus proyectos.

About Peru

  • $6,715
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $56,122,950
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD