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Hardyal has recently started a recycling business that exports scrap metal to India. He is quite fulfilled in his business because he sees it as a win-win situation. There is a high surplus of scrap metal in the U.S. and a high demand for scrap metal to be used for construction in India.

Hardyar came to ACCION USA to find the capital for start-up costs and was approved for a loan. This is his first loan through ACCION USA and he plans to expand very soon. He enjoys this work because it comes easily to him and he loves to be able to set and achieve his own goals for his business.

Thanks to the flexibility of his job as a cab driver, he has time to find metal through the internet and create a contract with business partners in India to buy the metal. Business has gotten off to a good start, he says. He trusts that within the next two years it will be booming and he can take it on full-time.

About United States

  • $54,800
    Average annual income
  • 29
    View loans »
    United States Loans Fundraising
  • $12,247,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $6,000 helped Hardyal to purchase scrap metal.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 11, 2009
Jun 10, 2009
Currency Exchange Loss:
Nov 15, 2009