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Djidja 2 .3 (Soyez Courageux). Group
In this Group: Koro Yssouf, Maminè Aly , Maminè , Mariam Sékou , Mariam Yaya , Chata Yamoussa , Diaratou Zanga , Kadiatou Noumougolo , Fatoumata Nianzé
Djidja 2 .3 is a group of married women of the village of Siguémona in Koutiala City, Sikasso region (third administrative region of the Republic of Mali). They live in large traditional extended families with their children, husbands, parents-in-law, sisters-in-law, etc. They have an average age of 35 and at least 6 children. They grow mainly rice, and they grown peanuts as a secondary business.

Concerned about making their farms profitable, the group members decided to join the Soro Yiriwaso loan program four years ago. After having correctly repaid the three preceding loans, they are now on their fourth farm loan.

The current loan will be used to buy a sufficient quantity of seeds for planting rice and peanuts, some minor supplies and equipment, and fertilizers and such, for farming. Supplies are gotten at the marketplaces of Zansoni, M’pessoba, and Fonfona. Following the off-season, the crops are stored for a certain time, so that they gain in value. Then the crops are sold retail and wholesale in cash transactions at the M’pessoba and Koutiala markets. Their customers come generally from large cities.

After selling their produce, the group members each intend to realize a profit of 65,000 francs CFA that will be used to repay the loan and to cover common family expenses.
View original language description ↓
Djidja 2 .3 est un regroupement de femmes mariées du village Siguémona de la ville de Koutiala (troisième région administrative de la république du Mali). Elles vivent dans des grandes familles traditionnelles élargies avec leurs enfants, maris, beaux parents, belles sœurs etc. Elles ont en moyenne 35 ans et au moins 6 enfants.
Elles cultivent principalement du riz et de l’arachide comme activité Secondaire.
Dans le souci de rentabiliser leurs exploitations agricoles, les membres du groupe Djidja 2 .3 ont décidé d’intégrer le programme crédit de Soro Yiriwaso depuis maintenant quatre ans. Après avoir correctement remboursés les trois prêts précédents, elles sont à leur quatrième prêt de campagne.
Le prêt actuel sera utilisé pour acheter, des semences de riz, d’arachide, des petits matériels et des intrants pour la culture, au marché de Zansoni, M’pessoba et de Fonfona. Après l’hivernage, les récoltes sont stockées pendant un certain temps pour qu’elles aient de la valeur avant d’être vendues au marché de M’pessoba et de Koutiala, en détail ou en gros au comptant à une clientèle venant généralement des grandes villes.
Les membres du groupe Djidja 2. 3 comptent réaliser chacune, après l’écoulement de leurs produits agricoles, un bénéfice de 65 000FCFA qui sera utilisé pour le remboursement du prêt et les dépenses courantes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 21
    View loans »
    Mali Loans Fundraising
  • $10,726,175
    Funds lent in using Kiva
  • 463.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djidja 2 .3 (Soyez Courageux). Group's $1,200 loan helped a member to buy fertilizers, seeds, and minor supplies and equipment.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 7, 2009
Listed
Jul 1, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010