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Julia Del Carmen

Julia del Carmen C. is a 43-year-old single mom dealing with men in her life who don’t meet their responsibilities. Despite this, she has been able to raise her four children. Now, three of her four children are living on their own, and the youngest one is still under her loving care as she provides him with food and education. She started her business when her husband left her. At that time she wasn’t working because she had just given birth. Even then, in the middle of all of this, Julia says that God gave her the wisdom to start a business that would help her raise her four children.

Although she began gardening, she put enough money together to buy and raise pigs, slaughter them and sell the meat. Today, Julia has a general store. Her family situation and her financial stability have greatly improved. She needs a loan that will allow her to buy more products for her general store and food for her pigs. She turns to Fundación León 2000, because this institution has been beneficial to her by granting her other loans. Her biggest dream is to be able to set up a well-stocked general store.

View original language description ↓
Julia del Carmen C. tiene 43 años de edad, ella ha sido una madre soltera, ya que hay hombres que no cumplen con sus responsabilidades, ella ha podido sacar adelante a sus cuatro hijos de los que 3 ya están preparados y viven por su propia cuenta y 1 menor aun esta bajo su cuidado, al que también lo llena de amor y le provee su alimentación y educación, ella inicia su negocio cuando su esposo la abandono, pues para ese entonces ella no trabajaba por que acababa de dar a luz, aun asi en medio de todo esto Julia dice que Dios le dio la sabiduría para emprender un negocio que le ayudara en la manutención de sus 4 hijos, aunque al principio estuvo trabajando en las huertas, consiguió juntar dinero y empezó a comprar cerdos para criarlos y luego destazarlos y vender la carne, hoy en día Julia tiene también tiene una pulpería, y su estabilidad familiar y económica ha mejorado mucho, ella requiere de un financiamiento que le permita comprar mas productos para su pulpería y comida para sus cerdos, acude a Fundación León 2000 porque esta institución ha sido de beneficio a ella con otros financiamientos que se le han otorgado, el sueño mas grande que ella tiene es lograr establecer una abarrotería muy surtida.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,389,050
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Julia Del Carmen to buy products for general store and food for her pigs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2009
Jun 7, 2009
Currency Exchange Loss:
Jun 15, 2010