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Heng's Group
In this Group: Heng, Heng, Heng, Khun, Heng
This is a small group comprised of five borrowers, all of whom live in the province of Siem Reap. Its leader, Mrs. B. is a 46-year-old widowed mother who has two children. One of them is single and the other is married and has ready started a new family home.

At present, B. has a job as a community consultant adviser in the village. Beside her civil seven work, she also sells both food and wine to the customers who come to eat and drink at her home. From this investment, she can generate approximately $4 each day.

Since 2007, B. has been facing difficulty with transportation - she always took a taxi at the highest price. To reduce the transportation costs, B. is applying for a loan to purchase a motorcycle so that she can use it to support her business operations.

The other borrowers who have joined this loan:

Mrs. S., a staff member for a hotel, is asking for a loan to pay an electricity bill.
Mr. C. will use the loan to replace his old motorbike taxi.
Mr. K. requests a loan in order to buy a motor to replace a broken one.
Mrs. S. will be using a loan to purchase additional fruit to better meet her customer's requirements.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Heng's Group's $1,000 loan helped a member to purchase a motorcycle to reduce her transportation costs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 29, 2009
Jun 4, 2009
Currency Exchange Loss:
Mar 15, 2010