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Juan Carlos
Juan Carlos P. C. is a 28-year-old young man who lives with his father in a small rural community of Costa Rica called Las Delicias de Upala, located in the Alajuela Province. Businesses here include double-branched produce (meat and milk) and growing various basic grains such as rice, beans, and corn among others. As there is high unemployment, Juan Carlos wishes to begin a small agricultural business specializing in growing rice to sell locally as well as to neighboring communities. According to Juan Carlos, there is an excellent market to sell to middlemen or directly to the public.


Two years ago he began to grow rice, taught by his father how to care and maintain for this type of crop. He has a small plot of land where he has previously sown rice and had good results. Now he would like to expand this crop since thanks to its profitability he has been able to improve his family's quality of life considerably.


Juan Carlos is now requesting a micro loan of 684,000 colones to prepare the land, and buy seed, fertilizer and other supplies necessary to guarantee an optimal rice harvest. Juan Carlos is a member of the Empresa de Crédito Comunal Datraban (The Datraban Business Credit Collective), one of 100 organizations belonging to EDESA in Costa Rica. This will be his second loan and with it he hopes to grow personally and economically. He notes that thanks to this type of organization and other loan facilitating means he has been able to spend more time on productive activities.

View original language description ↓
Juan Carlos P. C. es un joven señor de 28 años de edad que vive con su padre en una pequeña comunidad rural de Costa Rica llamada Las Delicias de Upala, localizada en la Provincia de Alajuela. Ahí se desarrollan actividades como el comercio, ganadería de doble propósito (carne y leche), siembra de granos básicos: arroz, frijoles, maíz entre otros.

Debido a las pocas fuentes de empleo que ofrece la comunidad, Juan Carlos se propuso incursionar como microempresario en el área de la agricultura, especializándose en la siembra de arroz para vender tanto en su comunidad como en lugares vecinos, que según su criterio, hay un excelente mercado ya sea por medio de venta a intermediarios o al público directamente.

Desde hace 2 años que Juan Carlos empezó con el proyecto de siembra de arroz, dice que su padre lo instruyó y le enseñó sobre el cuidado y el mantenimiento que se requiere para esta clase de cultivo, tiene un pequeño terreno en el cual ha sembrado arroz anteriormente y le ha dado muy buenos resultados a la hora de distribuirlo; por lo cual desea expandir su plantación, ya que gracias a este negocio la calidad de vida de su familia ha mejorado considerablemente.

Lo que en estos momentos solicita Juan Carlos es un micro crédito de ¢684,000 (seiscientos ochenta y cuatro mil colones), para ayudarse con la preparación del suelo, compra de semillas, compra de abono, entre otros insumos que sean necesarios para garantizar la siembra óptima del arroz y lograr una buena cosecha.

Juan Carlos es socio de la Empresa de Crédito Comunal Datraban, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su segundo préstamo y con él espera continuar creciendo a nivel personal y económico. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede dedicar más tiempo a las actividades productivas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 578.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juan Carlos to buy supplies for rice production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Jun 26, 2009
Listed
Jun 7, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 16, 2010