Djiguiya 2 De Kola (Koumantou) Group
They met through farming or through being related to each other by marriage. So as to improve their productivity, they decided to join the micro-finance institution Soro Yiriwaso. They are on their third rural loan and both the preceding loans were correctly reimbursed. With this loan they intend to buy 25 sacks of fertilizer, of which 9 will be complex fertilizer and 16 sacks of urea to plant 3 hectares of maize, 1.5 hectares of sorghum, and 1 hectare of beans. The expected yield is 3.5 tons of maize, 1.5 tons of sorghum, and 1 ton of beans. The fertilizer is purchased from the merchants in Bougouni and from itinerant merchants at the market fairs of Koumantou. At the end of the harvest season, each of the women expects to make a profit of 50,000 F CFA, which they will invest in market gardening before the next major agricultural season.
A travers des liens de mariage et d’activités agricoles, ces femmes se sont connues.
Afin d’améliorer leur productivité, elles ont décidé d’adhérer à l’institution de microfinance Soro Yiriwaso.
Elles sont à leur troisième prêt agricole et tous les précédents ont été correctement remboursés.
Avec ce prêt elles comptent acheter, 25 sacs d’engrais dont 9 sacs de complexe et 16 sacs d’urée pour faire 3 hectares de maïs, 1,5 hectare de sorgho, et 1hectare de haricot.
La production attendue à l’hectare est de 3,5 tonnes pour le maïs, 1,5 tonne de sorgho et 1 tonne pour le haricot. Les intrants sont achetés auprès des commerçants de Bougouni et des forains fréquentant la foire de Koumantou.
En fin de campagne, les femmes du groupe espèrent sur un bénéfice de 50 000FCFA chacune qu’elles vont investir dans le maraîchage avant la prochaine campagne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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