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“Persevere to become successful,” says Julie R.. This saying motivates Julie to work very hard for her family. Her family lives in the village of Bonfal Proper in Bayombong, Nueva Vizcaya. She finished high school and is doing her best and is determined to become successful someday through patience, hard work and with the support of her husband Wagner. They have two children.

Julie sells fish in their village while her husband sells coconuts. They earn enough to educate their children. Because of their desire to improve their business, Julie is requesting a loan amounting to PHP 8,000 as additional working capital.
She is very thankful to Kiva lenders as believes the loan will help increase her standard of living.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 2079
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 47.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Julie business Capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 8, 2009
Jun 3, 2009
Currency Exchange Loss:
Nov 15, 2009