Sopheap S. has been married for 28 years and has six children. She learned to weave silk from her mother when she was 25 years old. Her husband, Mr. KUM Sambath, is a mason--he learned construction from the previous generation in the same village. One of the children is working as a security guard in Phnom Penh. Three other children are producing silks in their mother 's house. Another child looks after cows for the family amd the yougest son is studying at school in the village. Sopheap would like a loan of $800 to expand her family's existing silk production by purchasing silk materials and sewing thread, which costs about $325. She will use the rest of the loan to repare the house. Assessing her hard-working family's business activities, we are sure that she has the capacity to repay the loan.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.