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Ditalala Plus Group
In this Group: Aniesse, Fela, Marie Jeanne, Kamuanya, Dimonekene, Thérèse, Nyime, Ntumba, Marie, Buata, Joseph, Monique, Mayi, Masengu, Marie Jeanne, Germaine, Dorcas, Aniece, Beya, Masala, Rose, Mbaya, Makiese, Tshama, Ignace, Matadi, Konji, Nzimbu, Anastasie, José, Muanda, Anny, Rebecca, Biya, Matumona, Chantal, Mutombo, Germaine
Aniesse K. didn’t think that one day she would be able to obtain financial support from someone who she never met for the purpose of bolstering and developing her business. She sells corn in a mountainous district, west of Kinshasa. She started her business in 1990 by selling used clothing, discarded by owners, to earn next-to-nothing. This is why people call her “Maman Manœuvre”, which means someone who has nothing in the way of capital but who sells no matter what merchandise and is dependant on others to survive. She liked her work and was determined to have her own working capital one day, apart from these cast-offs.

From 1990-1993, Aniesse accumulated profits and managed to total $25 in capital, which had enabled her to buy good clothing to resell. From 1993-2000, through hard work, good managing, and accumulated profits, she decided to switch to another business, getting started in the commerce of food. As such, she began by selling seven 50-kg sacks of corn. Since 2000, she has had her own stock of goods, thirteen 50-kg sacks of corn. Currently, her capital amounts to $250, and her business generates for her a profit of $25 per week.

The loan she obtained last May was used to buy three sacks of corn for bolstering her inventory with the aim of growing her profits. Her ambition is to open an outlet for corn and for beverages.

Aniesse is 42 years old, a widow, and the mother of six children, ranging in age from 6 to 23. The eldest is on his own, and only two are going to school. She is a loyal customer of HOPE who received loans three times and who repaid them completely and on time.
View original language description ↓
Aniesse K. ne croyait pas qu’un jour dans sa vie, elle pouvait bénéficier d’un appui financier d’une personne qu’elle n’a jamais rencontrée pour renforcer et développer son activité. Elle vend du maїs dans un quartier montagneux à l’ouest de Kinshasa. Aniesse a commencé son commerce en 1990, en vendant des déchets d’habits usagers, abandonnés par des propriétaires pour gagner un petit rien. C’est pourquoi les gens l’appelaient « Maman manœuvre » qui signifie quelqu’un qui n’a rien comme capital propre, mais vend n’importe quoi au dépend des autres pour survivre. Elle aimait son travail et était déterminée d’avoir un jour son propre capital à partir de ces déchets. De 1990 – 1993, Aniesse accumule des bénéfices et parvient à totaliser un montant de $25 comme capital propre qui lui avait permis d’acheter de bons habits à revendre. De 1993 – 2000, par un dur travail et une bonne gestion et des bénéfices accord accumulés, elle décide de changer l’activité pour se lancer dans le commerce alimentaire. De lors, elle a débuté la vente de 7 sacs de maїs de 50 kilos. De 2000 à ce jour, elle a dans son stock, 13 sacs de maїs de 50 kilos. Actuellement, son capital est de $250 et son affaire lui génère un bénéfice de $25 par semaine. Le crédit qu’elle a obtenu au mois de mai dernier lui a servi d’acheter 3 sacs de mais pour renforcer le stock en vue d’accroitre le bénéfice. Son ambition est d’ouvrir un dépôt des maїs et celui des boissons. Aniesse est âgée de 42 ans, veuve et mère de 6 enfants dont leurs âges varient de 6 à 23 ans. Le plus âgé des enfants est indépendant et deux seulement des autres enfants vont à l’école. Elle est une cliente fidèle de Hope qui a reçu trois fois les crédits qu’elle a remboursés totalement et à temps.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 17
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,440,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ditalala Plus Group's $3,725 loan helped a member to buy three sacks of corn for resale and to grow her business revenues.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 21, 2009
Listed
Jun 2, 2009
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2009