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Maria Bernarda
Maria Bernarda R. Gracia, 73, is a single mother. She supports 5 children, all in school. She operates a small general store, a business that she's had for more than 21 years. Dona Maria decided to start the business because she needed to find a way to support her children. She's always been a very responsible woman and someone who has had to be both mother and father to her children. The loans have allowed her to buy what she needs for the business and wholesale supplies of the products she sells. The money that she wants to borrow will be used as working capital to buy basic grains, snacks and natural drinks. Her greatest hope is to make improvements to her house.
View original language description ↓
María Bernarda R. Gracia tiene 73 años de edad. Es madre soltera. Y tiene 5 hijos a su cargo y todos estudian. La actividad económica es una pulpería. Hace más de 21 años que se dedica a este negocio. Doña María decidió iniciar este negocio por la necesidad de buscar el sustento diario para sus hijos por lo que ella, siempre ha sido una mujer muy responsable además fue madre y padre para sus hijos. Por lo que los financiamientos le han permitido comprar lo necesario para su negocio y comprar mayores cantidades de productos. El dinero que solicita es para capital de trabajo en la compra de granos básicos, golosinas, refrescos naturales. Su deseo es mejorar las condiciones de su vivienda.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Maria Bernarda working capital.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
May 22, 2009
Jun 5, 2009
Currency Exchange Loss:
Aug 15, 2009