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Kaniz Fatima Muhammad Alam Group
In this Group: Kaniz Fatima , Shamim Akhtar, Shahnaz
Shamim akhtar baji wants a loan to buy seasonal fruits & vegetables to sell.
Shahnaz baji wants a loan to buy a donkey cart for loading.

Kaniz Fatima baji is the group leader of the above-mentioned ladies. They all belong to a city named Borewala, Pakistan. Borewala city is famous for its shrines. Kaniz baji is married to M. A. who runs a grocery shop in the community. He has three years of experience in this business. Kaniz baji is a very hardworking lady. She runs a sewing clothes business to pay off the utilities and to share the financial burden with her husband. She is applying for a loan to buy groceries for her husband’s grocery shop.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 432
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 81.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaniz Fatima Muhammad Alam Group's $375 loan helped a member to buy groceries for grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 28, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010