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Ly Y., 47, is married with two children and resides in Phnom Penh city. She sells soup and rice to earn approximately US$5 profit every day. Her husband sells ice cream and makes US$6 per day. Their two children also sell ice cream. Ly Y. would like to take out a loan of US$1000 to reinvest in her soup and rice shop. She will increase the amount of rice she sells. (Ly was not available so her husband is pictured instead).

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ly to reinvest in her soup and rice shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 11, 2009
Jun 1, 2009
Currency Exchange Loss:
Feb 15, 2010