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Beatrice Aseyo K. is a 27-year-old married mother of two children. She sells maize and cosmetics, purchased from Busia, and sold in Nyamasaria slum. Beatrice’s challenges in business are allowing too many customers to have credit. She does not like collecting debt. Her hope for the future is to have a larger business. In her free-time, Beatrice likes to watch videos and have a few drinks. She hopes to use the loan for selling more goods out of her house.


In this video, you can hear me greet Beatrice saying "Idhi Nade", which is Luo for "How are you?" Beatrice responds, "Adhi maber," meaning "very good." Most people living in Kisumu descend from the Luo tribe, the same tribe as Obama's father. At the end, you will hear me fluctuate between Kiswahili and Luo saying "Asante Sana" in Kiswahili, meaning "thank you" and "Erokamano", which in Luo means "thank you." The voices you hear in the background are people coming for a weekly K-MET borrower meeting. To see what one looks like, check out the first video in this blog post.


K-MET, the NGO distributing the loan, is unique in that it is not a traditional MFI. Rather, it is a development corporation focused on raising health standards in Kenya. You can read more about http://www.kiva.org/about/aboutPartner?id=24" target="_blank">K-MET’s work here.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 700
    View loans »
    Kenya Loans Fundraising
  • $42,247,450
    Funds lent in using Kiva
  • 78.3
    Kenya Shillings (KES) = $1 USD