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Keo S., 59, is married and lives with his wife in Phnom Penh. Since 2000, he has been running a motor-taxi to earn a living and is able to make $3 per day. His wife sells newspapers and snow cones in front of her home. She typically makes $3 per day as well. This couple has four children, two of whom are married and two are employed.

To earn more money, Keo S. would like to take out a loan to build rooms to rent out to garment factory workers. This will give his family an additional income.

Note: Keo S. was not available for picture so his wife and his daughter are pictured instead.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Keo to build rooms to rent.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 21, 2009
Jun 1, 2009
Currency Exchange Loss:
Oct 16, 2010