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Grupo Unido Group
In this Group: Maria Teonila, Marcelina Nelida, Maria Teonila, Maria Jesus, Leila Betzabeth, Eufemia Vicenta, Eulogia, Genoveva, Ana Maria, Emperatriz
Maria L. is a member of the Grupo Unido Communal Bank. She is 45 years old and was born in La Libertad. She sells food in the Zona D. Nueva América, in the District of Carabayllom, where she has lived for 15 years. Maria is a single mother who has raised her two children by working hard at her business. Maria is known in her town for the delicious stews she prepares to the delight of her customers, allowing her to also grow personally.

She started as a member of the Communal Bank 4 years ago, looking for support to invest in the improvement of her business. She achieved her goal thanks not only to Edaprospo’s financial support, but also to the team work offered by the group that she leads.
The Grupo Unido Communal Bank is currently in the second phase of their first loan cycle, disbursing the amount of S/.7,700.00 to a total of 10 group members. They mostly sell dairy products (milk and cheese) from Canta Province because it is nearby and the low product costs generate better profits.

Maria’s goal is to have a restaurant where she could proviD. her customers better service and comfort, while also generating a better income for the growth and well-being of her family.
View original language description ↓

La Sra. Maria L. socia D. la alcancía comunal Grupo Unido
tiene 45 años, es natural D. la Libertad y se dedica a la venta D. comida en la Zona D. Nueva América del Distrito D. Carabayllo, lugar donD. resiD. hace mas D. 15 años. Maria es madre soltera y tiene 2 hijos a quienes ha sacado adelante con el esfuerzo D. su trabajo en el negocio. Maria es conocida en su localidad por los ricos potajes que prepara para el deleite D. su clientela, permitiéndole también desarrollarse personalmente.

Hace 4 años se inicia como socia D. la Alcancía Comunal buscando apoyo para invertir en el mejoramiento D. su negocio, logrando su objetivo, no solo por el apoyo financiero que le brinda Edaprospo sino también por el trabajo conjunto que imparte en la organización donD. es líder y presiD..

Actualmente, la Alcancía Comunal grupo unido, se encuentra en el primer ciclo D. la segunda fase desembolsando el monto D. s/ 7,700.00, con un total D. 10 socios, que en su mayoría se dedican a la venta D. productos lácteos (leche y queso) adquiridos en D. la provincia D. canta por la cercanía y el bajo costo del producto que les genera mayor utilidad.

la meta D. Maria es tener su Restaurant donD. pueda brindar mejor atención y comodidad a sus clientes y a la vez generar mejores ingresos para el progreso y bienestar D. su familia.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Grupo Unido Group's $2,550 loan helped a member working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 19, 2009
Jun 4, 2009
Currency Exchange Loss:
Dec 15, 2009