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Johanna
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La Señora Johanna O. a sus 35 años de edad, casada, habitante del barrio Waspan Norte en la capital de Managua, su esposo le ayuda económicamente ya que se desempeña como ferretero su tramo situado en unos de los mercado de Managua, tiene dos hijos. Seguir mejorando su vivienda es una de su misión. Doña Johanna mujer emprendedora tiene su propio negocio es una pulpería y también alquiler de cuarto, desde hace dos años y medio de experiencia en atención al cliente. Iniciándolo con fondos de financiamientos y creciendo con el apoyo y la confianza de la micro financieras. Gracia a los préstamos que solicita en Afodenic lograra comprar materiales de construcción para cambiar el techo de su casa que esta en mal estado para la cual requiere comprar zinc, reglones y clavos de acero. Ofreciéndole a su familia seguridad y protección y una vivienda digna.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 73
    View loans »
    Nicaragua Loans Fundraising
  • $23,443,675
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Johanna comprar materiales de construccion para reparar el techo.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 27, 2009
Listed
Jun 1, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010