Nueva Alternativa Group
She is an active member of the Alcancia Communal "New Alternative" and is currently the President of the group (is the one standing up in the picture). She was democratically elected in recognition of her capacity as an entrepreneur woman.
She has been working for the last one and a half year with EDAPROSPO. She started her business at home selling few school supplies. Little by little and with the help of EDAPROSPO loans, she was able to buy more supplies, remodel her house into a book store, and then she bought a computer and began to proviD. internet services. Within a year with effort and saving a lot, she was able to increase from one to five computers with internet services.
She is asking for a loan to buy two new computers.
Ella es socia activa D. la Alcancía Comunal “Nueva Alternativa” y actualmente es la Presidenta D. su grupo (en la fotografía la observamos D. pié), elegida democráticamente, en reconocimiento a sus virtudes como mujer emprendedora.
Tiene un año y medio trabajando con EDAPROSPO, inició su negocio D. venta D. útiles con muy poca mercadería, en su casa. Poco a poco y con la ayuda D. los préstamos solicitados a EDAPROSPO ella pudo comprar más mercadería, mejorar las instalaciones D. su casa para convertirla en una Librería, luego adquirió una computadora con la empezó a brindar servicios D. Internet; en un año, con esfuerzo, sacrificio y mucho ahorro, ella pudo aumentar D. una a cinco computadoras para el servicio D. Internet.
El préstamo actual lo destinará a la compra D. 2 nuevas computadoras.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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