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Shafqat Younas Masih Group
In this Group: Shafqat , Razia , Parveen , Najma , Ramzana , Rubina
Shafqat baji is a wife of Y. M., who has lived in Borewala, Pakistan for the past 10 years. Borewala is famous for its shrines. Shafqat's husband is a delivery man by profession and delivers different items (fruits & vegetables). He has 3 years of experience in this business. Shafqat baji also runs a soft-toy-making business. She makes different animals (bear, cat, and dog) from cotton. Her toys are popular with kids. She is applying for a loan to buy a new donkey cart for her husband's business. The old cart has become rough and rotted in different areas.

She is the group leader of five other women from her locality. Razia baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Parveen baji wants a loan to buy material (lentils, cooking oil and spices) for her food-selling business. Najma baji wants a loan to buy supplies (wires, switch boards and switches and tube lights) for her electric shop. Ramzana baji wants a loan to buy iron for her iron-rod-making business. Rubina baji wants a loan to buy a sewing machine to sew clothes.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee each other's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 431
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 81.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shafqat Younas Masih Group's $1,050 loan helped a member to buy a new donkey cart for a delivery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 25, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010