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Efuah N. is married and has 2 children. She has not received any formal education. Efuah sells smoked fish in a very small quantity in Abura, which she has done for 15 years. Her husband is a cleaner who provides a small income, which cannot support the needs of the family. Efuah uses all her income for feeding the entire family and paying for school fees for the children. Efuah will use the loan to purchase fish, process and sell. With the new profits from her expanded business, Efuah plans to re-invest.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD