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Doris A. is married and has 4 dependents. She has received schooling through junior high. Doris is a petty trader who sells second-hand clothing, which she has done for 5 years. Her husband is a petty trader, too. Doris uses her income to pay for food and clothing for her dependants.

Doris will use the loan to purchase more second-hand clothing for resale. With the new profits from her expanded business, Doris plans to re-invest, pay taxes, and put aside some savings out of her profit.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 8
    View loans »
    Ghana Loans Fundraising
  • $10,839,425
    Funds lent in using Kiva
  • 1.5
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Doris purchase more second-hand clothing for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 6, 2009
May 28, 2009
Currency Exchange Loss:
Apr 23, 2010