Tit H. is 43 years old, has owned a medium house located in the Pursat Province for years and lives with her family members. She and her husband currently cultivate a variety of crops on farmland that was inherited from their grandparents. From the farming work, the family has made an income to feed their children from the time they were young until they have ready married. The family has been farming since 1990 but they have faced a problem in plowing the farmland because they have not owned a buffalo. Therefore, Tit H. is applying for a loan to buy a pair of buffalo for farm activities. She will rent the buffalo out to other farmers for a profit. Mrs. Tit H.'s husband is pictured because she was not available for the photograph.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.