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Tit H. is 43 years old, has owned a medium house located in the Pursat Province for years and lives with her family members. She and her husband currently cultivate a variety of crops on farmland that was inherited from their grandparents. From the farming work, the family has made an income to feed their children from the time they were young until they have ready married. The family has been farming since 1990 but they have faced a problem in plowing the farmland because they have not owned a buffalo. Therefore, Tit H. is applying for a loan to buy a pair of buffalo for farm activities. She will rent the buffalo out to other farmers for a profit. Mrs. Tit H.'s husband is pictured because she was not available for the photograph.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Tit to buy a pair of buffalo for farm activities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 24, 2010