Las Alondras Group
Julia devotes her time to the wholesale and retail sale of imported clothing, and has been in business for 8 years. She began the business after separating from her husband due to marital problems. She began by selling to her friends little by little with the idea of moving forward without falling into a depression. With a loan of S/1000.00, she will invest in winter clothes. Julia has two great desires: to obtain her own shop, and to give her children a good education so that they can become professionals.
Julia se dedica a la venta de ropa importada al por mayor y menor tiene 8 años en este negocio, ella comenzó a raíz que se separa de su esposo por problemas conyugales y empezó a vender a sus amigas poco a poco con la idea de salir adelante y no hundirse en la depresión. Con el préstamo de S/1000.00, lo invertirá en la compra de ropas de invierno. Julia tiene 2 anhelos obtener su local propio y darles mejor educación a sus hijos para que sean buenos profesionales.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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