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Las Alondras Group
In this Group: Julia Tereza, Carmen Luisa , Teodocia Juana , Roselina Hormesinda, Luz Angelica , Milagros Delfina , Margarita , Nuria Rocio , Mariza , Vereniss, Yenifer , Edwin Alejandro *
* not pictured
Sra. Julia S. is an enthusiastic and enterprising native of Cuzco. She is 40 years old, separated, and has three children, who are the inspiration in her life. Her home is located in UCV 22 Lt. 8 Zona A - Huaycan district of Ate in the state of Lima. Currently, Julia is president of the communal bank "Las Alondras", which is made up of 11 members devoted to diverse activities. These include the sale of beauty products, a nursery school, the sale of clothing and more. The communal bank has worked with EDAPROSPO - Prosperidad for 2 years and 11 months.


Julia devotes her time to the wholesale and retail sale of imported clothing, and has been in business for 8 years. She began the business after separating from her husband due to marital problems. She began by selling to her friends little by little with the idea of moving forward without falling into a depression. With a loan of S/1000.00, she will invest in winter clothes. Julia has two great desires: to obtain her own shop, and to give her children a good education so that they can become professionals.

View original language description ↓
La Sra. Julia S. socia entusiasta y emprendedora natural de cuzco, tiene 40 años de edad, separada, tiene 3 hijos que son el motivo de su vida, su domicilio esta ubicado en UCV 22 Lt. 8 Zona A - Huaycan distrito de Ate departamento de Lima. Actualmente ocupa el cargo de presidenta de la alcancía comunal “las alondras” la cual esta formado por 11 socios quienes se dedican a diversas actividades: venta de productos de belleza, wawa wasi, a la venta de ropas y otros, la alcancía comunal trabaja con EDAPROSPO - Prosperidad desde hace 2 años y 11 meses.
Julia se dedica a la venta de ropa importada al por mayor y menor tiene 8 años en este negocio, ella comenzó a raíz que se separa de su esposo por problemas conyugales y empezó a vender a sus amigas poco a poco con la idea de salir adelante y no hundirse en la depresión. Con el préstamo de S/1000.00, lo invertirá en la compra de ropas de invierno. Julia tiene 2 anhelos obtener su local propio y darles mejor educación a sus hijos para que sean buenos profesionales.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,005,500
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Alondras Group's $3,125 loan helped a member invest in winter clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 22, 2009
Listed
Jun 2, 2009
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2009