Joanna M. A. is married to Secundario de Jesús and together they raise their three children, Jose Julian (2), Jose Enaro (5) and Joanni M. (8). She sells women’s clothing, inexpensive jewelry, and beer from her house and along the roads in her town of Sanchez. She has always sold clothing and this loan will help her buy more clothing to add to her inventory. She says her goal is to continue to grow her business for the wellbeing of her family.
NOTE: Joanna is one of five micro-entrepreneurs in her Bank of Hope solidarity group, which have all gone through Esperanza's business training courses and will be accountable to each other for repaying their shares of this $750 loan together. If a member is unable to pay in full and on time, the group is responsible for making up the deficit before a payment can be made. This group-lending method strengthens social needs in a community and ensures that members cooperate to help one another repay their loans and invest wisely in their businesses and families.
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