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Renacer Ayar Maca Group
In this Group: Braulia, Gloria, Maximiliana, Bertha, Maria, Olimpia, Rolando, Sonia, Maria Isabel, Maria, Ceferino, Feliciana, Alejandrina, Demetrio
The members of the communal bank "Renacer Ayar Maca" have lived in the Ayar Maca community since birth. They are located a 20-minute car ride from Chincheros and one hour from the city of Cusco. The members alternate their domestic activities with agriculture, livestock and retail, including the sale of tubers and small animals like fowl and guinea pigs. The members are seeking this loan in order to reinvest working capital in their own businesses, and thus continuing improving their quality of life and that of their families day after day. The members are grateful for this loan and value this lending method. They promise to repay their debt within the established timeline.
View original language description ↓
Los socios del banco comunal “RENACER AYAR MACA”, viven en la comunidad Ayar Maca desde su nacimiento, ellos están situados a 20 minutos en auto de la localidad de Chincheros y ubicados a 1 hora de la ciudad del Cusco.

Nuestros socios alternan sus diferentes actividades del hogar, con la agricultura, ganadería y el comercio minorista, dentro del comercio ellos tienen la venta de tubérculos, animales menores, tales como las aves de coral y cuyes. Los socios solicitan el préstamo para poder reinvertir en sus mismos negocios, como capital de trabajo y así seguir superándose día a día y mejorando su calidad de vida el de ellos y de sus propias familias.

Los socios agradecen y valoran el préstamo otorgado mediante este medio y se comprometen en cumplir con el pago definitivo de sus de sus deudas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Renacer Ayar Maca Group's $2,625 loan helped a member working capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 26, 2009
Jun 1, 2009
Currency Exchange Loss:
Dec 15, 2009